Ransomware remains an urgent and evolving threat for the UK retail sector in 2025, with attackers employing increasingly advanced tactics to breach defences and disrupt operations.

Retailers, as guardians of significant volumes of sensitive customer and payment data, are under constant pressure from cybercriminals who now exploit weaknesses not only in individual businesses but across intricate supply chains, threatening the integrity of the entire retail ecosystem. The rise of AI-driven attacks and sophisticated social engineering techniques has further heightened the risk, enabling threat actors to circumvent traditional security controls with unprecedented agility.

Compounding these challenges is the shifting regulatory landscape. The UK government’s proposed measures – including a ban on ransomware payments and the introduction of mandatory incident reporting – are set to reshape how retailers must prepare for and respond to attacks. These changes present both opportunities and obstacles, requiring retail leaders to adapt their crisis communications, legal processes, and post-incident strategies.

In this Retail Systems podcast, Megan Keeling, Senior Strategic Threat Intelligence Analyst at Recorded Future, will dissect the latest trends in ransomware targeting UK retail. The conversation will move beyond headline-grabbing incidents to explore the real drivers behind attacks, the most valuable data at risk, and practical ways to strengthen supply chain resilience. Listeners will gain actionable insights into harnessing intelligence-led approaches, leveraging AI for defence, and building lasting resilience in the face of a rapidly changing threat landscape.

The retail landscape has changed dramatically over the past few years, with retailers having to work even harder to attract and retain customers, who are curbing their spending in response to the cost-of-living crisis and economic uncertainty.

To stand out from the competition and win customers, many retailers are looking to AI and machine learning to automate their processes or turning to analytics software to make sense of consumer metrics.

But the data required for these systems can be difficult to collect and manage, with many organisations yet to work out how to effectively use and process this data to measure their success.

To delve further into these issues, Retail Systems was joined by Emma Clarke, Senior Director of Product Management at Metapack and Chris Kellner, CRO at Digital Genius.

While many savvy shoppers had already adopted contactless payment methods over the past decade, the Covid-19 pandemic created a need for a radical rethink of payments in retail. Many customers were forced to change their payment habits when they were required to abandon cash and pay via contactless or services such as PayPal when shopping online.

A large portion of shoppers have since embraced these payment methods, yet some are still frustrated by the speed at which payments take to process or have lingering security concerns when presented with a point-of-sale device.

And with this digital-first approach to payments come the inevitable associated risks. While many devices can be updated remotely at the touch of a button, enabling an unprecedented ability to combat security risks and adopt new features, high-profile IT outages – such as those recently experienced by the likes of McDonald’s, Tesco and Sainsbury’s – have raised concerns about the reliability of payment systems and what to do should they fail.

To examine these issues, Retail Systems was joined by Kevin Marlow, Senior Product Manager for Point of Sale Interactions at Cashflows.

In a landscape of ever-increasing competition, retailers must have omnichannel strategies and platforms which are agile, adaptable, and customisable – for the benefit of retailers and consumers alike.

To stay ahead of the competition, a strong omnichannel strategy is nowadays one which can adjust quickly to consumer demand and meet changing demands in the online retail landscape.

Technologies such as AI and machine learning are playing an ever more important role, helping retailers to stay ahead of the curb by analysing customer behaviour data to pre-empt their evolving demands.

To discuss these topics in more detail, Retail Systems was joined by Peter Fellows, EMIR commerce lead at Sitecore.

Inflation is rising, with the war in Ukraine pushing up the cost of oil, food and gas. To make ends meet, manufacturers and other suppliers are passing on their increased overheads to retailers.

At the same time, consumers are changing their behaviour to cope with the cost of inflation, while employees demand higher wages or even leave the retail sector altogether to follow other career paths. This leaves retailers finding themselves held to ransom by both consumers and suppliers.

To examine these issues, Retail Systems was joined by Laurence Brenig-Jones, VP Product Strategy & Marketing at supply chain and retail planning platform RELEX.

The podcast covered how the retail sector can leverage digital solutions, which can help them predict consumer behaviour, manage spikes in demand, as well as manage labour shortages and stay resilient in an increasingly uncertain world.

In exploring the topic of 5G in Retail, the technology has the potential to address communications, security, promotion, and delivery services, while driving the evolution of other technologies which also make use of connectivity.
As the technology begins to roll out across the UK, 5G is touted as a connectivity evolution which will help realise greater efficiencies and streamline experiences for users.

In this podcast we are joined by Roger Jones, Solution Architect, EMEA at Cradlepoint, to delve further into these challenges, as well as some possible solutions.

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Uncertainty has been the only certainty for retailers since the pandemic hit in 2020. Brands have had to adapt quickly to the unprecedented growth of digital sales, with the Covid-19 crisis driving a momentous shift to online.

At the beginning of the pandemic, Black Friday and the Christmas season saw e-commerce platforms reap the benefits of brick-and-mortar store closures. But with physical stores reopening and customer habits normalising, sales during the peak trading period dropped dramatically last year.

In 2022, retailers are continuing to grapple with uncertainty, as the industry faces a cost-of-living crisis and supply chain disruption persists. To ensure they maximise sales and perform effectively during the holiday shopping period, retail companies must retain flexibility, meet customer expectations, diversify channels, and adapt to the growth of the conscious consumer.

To explore some of these challenges and opportunities, we’re joined by Paul Clarke, Chief Product and Innovation Officer at Cashflows.

The e-commerce industry is booming post-pandemic, with more small business owners than ever making the move online and launching shops. These outlets are expected to meet consumer’s changing expectations when it comes to credit, allowing Generation Z and Millennial consumers to spread out the cost of their purchases.

However, companies need to make certain that they can provide this level of flexible credit without causing financial harm to consumers, while ensuring they won’t fall foul of incoming legislation or harm their reputations.

At same time, retailers need to avoid opening the door to increasingly innovative fraudsters, who are everyday devising new ways to extract hard earned cash from consumers as payment methods evolve.

In this podcast we are joined by DivideBuy to delve further into these challenges, as well as some possible solutions.

Shipping a £2 item for £5 isn’t a very good way to make money. However, that doesn’t stop many retailers from doing it. The problem often lies in the puzzle-like structure of modern retail, which involves lots of different pieces.

IT owns the systems, e-commerce owns the sites, store operations own the stores, and logistics owns transportation. But with all these siloed divisions and cost centres – who owns profitability when it comes to omnichannel? In the case of many organisations, no one.

As a result, retailers are starting to examine who within their organisation has responsibility for ensuring that omnichannel operations are adding to rather than taking away from the company’s profits.

To further explore these challenges as well as some possible solutions, Will McCurdy, Content Editor, Retail Systems was joined by Steve Ross, Global Omnichannel Solution Principal, at Aptos.

Old habits die hard. But the pandemic pushed the evolution of retail forward the best part of a decade, and as a result, adopting an integrated omnichannel model became a necessity for many businesses who wanted to meet consumer demand. But is it realistic to expect an in-store model developed over almost 100 years to change almost overnight?

Now that the omnichannel model is becoming a larger part of more retailers' businesses, the usefulness of previous organisational structures when it comes to finance, logistics, and planning is being tested.

As a result, retailers are turning towards new technologies to provide real-time or near real-time updates on inventory, pricing, promotion, carriers, tax, and fraud, as part of efforts to make omnichannel work for them.

To further explore these challenges as well as some possible solutions, Will McCurdy, Content Editor, Retail Systems was joined by Steve Ross, Global Omnichannel Solution Principal, at Aptos.

It doesn’t take a global pandemic locking everyone inside for the best part of two years to change consumer buying habits, but it certainly does the trick. UK consumers have been more open minded than ever before when it comes to how, when, and where they shop, and are flocking to fast growing ways to buy whether that be click-and-collect or subscription models.

The lines between physical and online retail have become increasingly blurred. Not only are physical stores popular spaces to pick up online orders, but they have also rapidly become an integral part of e-commerce fulfilment, acting as miniature warehouses or “dark stores”.

As a result, retailers are turning towards how they can use technology to manage the unique set of challenges which the omnichannel model can place on stores and staff.

To further explore these challenges as well as some possible solutions, Will McCurdy, Content Editor, Retail Systems was joined by Steve Ross, Global Omni Channel Solution Principal, at Aptos.

When bank cards were first introduced in the 1980s, the idea of e-commerce was still practically science fiction. But when the pandemic shut down stores worldwide, and retail shifted almost entirely online, we witnessed an even more radical departure from the world bank cards were designed for.

And despite rising consumer demand for security, the UK has one of the highest levels of card fraud in Europe, which doesn’t exactly encourage consumers to open their wallets, while the cost of traditional card payments remains a common complaint for retailers.

So, though cards still dominate at the checkout, many merchants are implementing alternative payment methods to give consumers the options needed to drive conversion rates and keep customers safe.

To delve further into these challenges as well as some possible solutions, Will McCurdy, Content Editor, Retail Systems was joined by Roger De'Ath, Head of E-commerce, at TrueLayer.

The dramatic shift to online during the pandemic has left customers used to a highly digitised shopping experience. Now that stores have reopened, British shoppers are seeking the ease of digital platforms on their trips to the High Street.

Over the past eighteen months, retailers have needed to transform quickly in order to meet new customer demand. Whilst navigating a new retail landscape, where bridging the gap between in-store and online is key, companies are grappling with a multitude of other challenges.

Meanwhile, some retailers have used this time of unparalleled disruption to begin their digital transformation journeys, with many looking to conversational and analytical AI to deliver a more personalised and flawless omnichannel experience.

To explore some of the best practices and challenges happening in retail, Alexandra Leonards, senior reporter at Retail Systems, was joined by Seb Reeve, strategy director at Nuance.